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    Finance

    Which is better? Personal loan or credit card?

    When you’re in a pinch, and you need some cash urgently, personal loans and credit cards are some of the ways that can get you out of that trouble. Both methods are similar in a way that you have to repay with some form of additional interest, but they have their differences as well. However, do you know which is better? What factors determine that you need a personal loan or a credit card? Different needs Both personal loans and credit cards are for different situations in your life. People more often use personal loans to cover bigger expenses such as weddings and remodelling a home. Meanwhile, credit cards cater…